Today, getting any loan on your bank card is not a problem. However, in most cases, this entails a mandatory visit to a branch of a banking organization, drawing up a contract and submitting a whole package of documents. But if a person needs a relatively small amount, he can easily apply to a microfinance (MFI) organization and in a short time with a minimum set of securities receive the necessary amount.
One of the brightest representatives of such organizations is the Platiz system. On its example, we propose today to consider the process of quickly obtaining borrowed funds. During the publication, answers to the main question will be presented: how to arrange and continue to take out a loan on your card, terms of receipt, interest rate, etc.
Bank loan online at the card how to make?
Bank system allows its customers to use accredited funds at their discretion without a set framework for their intended purpose. To take a loan to a client, it is enough to comply with the basic requirements and comply with the terms of the online system Platiz:
- borrower’s age – from 18 years;
- Russian citizenship;
- registration at the place of presence of the company;
- passing the required registration and access to the personal account;
- active mobile phone number, bank card or registration in electronic systems;
- Internet access;
- electronic passport (desirable).
How to get a loan from Platiz – urgent loan conditions?
If the client meets the requirements of the company, he can count on the approval of the online request for receiving money in the shortest possible time. Conditions under which you can take funds to Platiz:
- condition on the amount – from 3 to 30 thousand dollars (money can be taken only in national currency);
- terms of the term – 5-45 days;
- you can get a loan on your map in the Plaza system on the condition that you have one document – a passport;
- loan repayment terms – payment in full (one time) at the end of the term;
- conditions on interest – the rate of 0.5-11.5% per day (depends on the credit history within the Platiz system and is determined individually);
- conditions of registration – the application can be issued only online without the need to visit the office or a meeting with the manager;
- the time for consideration of the online application is 1-5 minutes;
- work schedule (approval, issue or redemption) – around the clock online;
- You can make a request and take money via the Internet to a card of any bank or to your electronic wallet by money transfer;
To take an online loan, you need to make an online application (the service is provided free of charge). With a positive credit history within the system, the client can expect a reduction in the rate on his next credit on the card from 0.5% per day. You can issue and then take a loan in any region of the Russian Federation.
Bank loan registration and login to your personal account – instructions
The main question of Internet users: Bank loan personal account – how to enter? All actions that will help arrange and then take money on your card are reduced to filling out the questionnaire fields on the company’s official page and correctly entering personal data (passport, mobile phone, card number and email).
Confirmation is made by entering a password, which will be sent to the phone by SMS in the message. After that, the company will receive a second SMS with a valid code, which will be required to enter your personal account. You can make an online request to get money on your card after logging in to your personal account. The client can receive borrowed funds on the card of any bank or on his e-wallet (Qiwi, Yandex, etc.) within a few minutes.
Bank loan online – loan application as filed?
Application to the company Bank can be issued only online via the Internet. To do this, it is enough to have access to the personal account (the login icon is in the upper right corner of the company’s Internet service). After logging in, you need to fill in an online application form in which the client indicates the required amount and term of the loan. To make an application with a reduced rate, the client can enter additional data on the organization’s website: SNILS, information about the passport, etc.
Bank loan reviews
Studying customer reviews on the Internet, it can be noted that obtaining small amounts among Russians is a very popular procedure. Among the positive moments, users note: the opportunity to take the required amount (you can place an application and take money on the card in a few minutes at any time of the day), ease of processing an online request (you can take a loan in a few minutes) and loyal conditions (no additional requirements, guarantors and minimum package of papers).
Among the negative – high interest rate. However, in some conditions this is the best way to solve your problems. In general, clients recognize Platiz’s leadership among similar MFIs. It is enough to comply with simple conditions, meet the minimum requirements and issue a request, and then it will not be a problem to take a micro-loan on your bank card at any time of the day.